LifeGoal Investments

LifeGoal Wealth Builder ETF
[Ticker: WLTH]

  • Retirement/IRA/ROTH & Brokerage Account
  • Long Term
  • Complete Portfolio

Fund Goals

LifeGoal Wealth Builder ETF (ticker: WLTH) is a low cost, diversified ETF that’s professionally managed for people that want to grow their long term wealth.

  • Investment Goal: Seek to provide long term capital appreciation.
  • Active Management: Managers use innovative research and analysis in an effort to determine which stocks, bond, commodities, and crypto currencies will produce the most favorable outlook for achieving long term performance.
  • Environmental Social Governance: The managers will consider ESG in all aspects of the investment process.
  • Design: A flexible opportunistic strategy that generally will be about 65% stocks (higher risk) and 35% bonds (lower risk)
  • Management Fees: $4.90 annually per $1,000 investment.
Risk Score

Top Individual Stock Holdings As of 12/31/2021
Name % Of Net Assets
Ford 1.59%
Amazon 1.33%
Alphabet (Google) 1.15%
Microsoft 1.07%
Newmont 1.04%
S&P Global 0.94%
Oracle 0.94%
Salesforce.com 0.91%
Boeing 0.88%
BlackRock Inc 0.73%

Holdings are subject to change.

Diversified Portfolio As of 12/31/2021

Holdings are subject to change.

Top Stock ETF Holdings As of 12/31/2021
Name % Of Net Assets
JPMorgan Equity Premium Income ETF 8.05%
Vanguard FTSE All-World ex-US Small-Cap Index ETF 6.08%
iShares MSCI USA Small-Cap Multi Factor ETF 6.04%
Vanguard US Quality Factor ETF 5.73%
iShares Core Dividend Growth ETF 5.51%
ProShares S&P Technology Dividend Aristocrats ETF 4.80%
iShares Global Materials ETF 3.89%
Vanguard Global ex-US Real Estate Index ETF 3.74%
iShares MSCI Global Min Vol Factor ETF 3.36%
DFA Dimensional International Core Equity Market 2.43%

Holdings are subject to change.

Top Bond ETF Holdings As of 12/31/2021
Name % Of Net Assets
VanEck JP Morgan EM Local Currency Bond ETF 6.41%
Vanguard Long-Term Corporate Bond ETF 5.82%
Schwab U.S. TIPS ETF 4.96%
iShares Long-Term Corporate Bond ETF 4.60%
Top Commodity/Crypto ETF Holdings As of 12/31/2021
Name % Of Net Assets
Aberdeen Standard Blmb AllCmdStrK1Fr ETF 3.4%
GraniteShares Gold Trust 2.01%
Grayscale Bitcoin Trust (BTC) 0.08%

Holdings are subject to change.

Cryptocurrency is an emerging asset class. There are thousands of cryptocurrencies, the most well-known of which is bitcoin. The funds may have exposure to bitcoin indirectly through an investment in the Grayscale Bitcoin Trust (“GBTC”), a privately offered, open-end investment vehicle that invests in bitcoin. Cryptocurrency generally operates without central authority and is not backed by any government. Cryptocurrency is not legal tender. The market price of bitcoin has been subject to extreme fluctuations. As a result of holding an equity instrument with exposure to cryptocurrency, a fund may trade at a significant premium to NAV. 

Fund Information
Inception Date 09/09/2021
Primary Exchange NYSE
Ticker WLTH
CUSIP 66538F 249
IOPV Symbol WLTH.IV
NAV Symbol WLTH.NV
Gross Expense Ratio 0.86%
Net Expense Ratio* 0.59%
Adjusted Net Expense Ratio* 0.49%
Number of Holdings 35

*Pursuant to an operating expense limitation agreement between LifeGoal Investments LLC (the “Adviser”) and the Trust, on behalf of the Homeowner Investment Fund, the Adviser has agreed to waive its fees and/or absorb expenses of the Homeowner Investment Fund to ensure that Total Annual Fund Operating Expenses for the Homeowner Investment Fund (excluding any front-end or contingent deferred loads, brokerage fees and commissions, acquired fund fees and expenses, borrowing costs (such as interest and dividend expense on securities sold short) and extraordinary expenses do not exceed 0.49% of the Homeowner Investment Fund’s average net assets through September 30, 2022. This operating expense limitation agreement can be terminated only by, or with the consent of, the Board of Trustees of the Trust. The Adviser is permitted to receive reimbursement from the Homeowner Investment Fund for fees it waived and Fund expenses it paid, subject to the limitation that (1) the reimbursement for fees and expenses will be made only if payable within three years from the date the fees and expenses were initially waived or reimbursed and (2) the reimbursement may not be made if it would cause the expense limitation in effect at the time of the waiver or currently in effect, whichever is lower, to be exceeded.

Fund Data & Pricing
Net Assets as of 01/20/2022 $1.43m
NAV $9.53
Shares Outstanding 150,000
Premium/discount Percentage -0.10%
Closing Price $9.52
Median 30 Day Spread 0.20%

Data as of 01/20/2022

IOPV, or Indicative Optimized Portfolio Value, is a calculation disseminated by the stock exchange that approximates the Fund’s NAV every fifteen seconds throughout the trading day.

Performance Quarter end returns as of 09/30/2021
  Avg. Annualized
  Quarter 1 Year 3 Year Since Inception
NAV Return 4.67% NA NA 1.35%
Market Return 4.46% NA NA 1.15%
Bloomberg U.S. Aggregate Bond Index 0.01% NA NA -0.71%
MSCI World Index 7.77% NA NA 3.06%
S&P500 10.65% NA NA 5.58%

Gross expense ratio: 0.86% Net expense ratio*: 0.59%

*contractual through 09/30/2022

Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than original cost. Returns less than one year are not annualized. For the fund’s most recent month end performance, please call 1-888-920-7275.

NAV Return represents the closing price of underlying securities. Market Return is calculated using the price which investors buy and sell ETF shares in the market. The market returns in the table are based upon the midpoint of the bid/ask spread at 4:00 pm EST, and do not represent the returns you would have received if you traded shares at other times.

LifeGoal ETFs are bought and sold at market price (not NAV) and are not individually redeemed from the fund. Brokerage commissions will reduce returns.

The universe of acceptable investments for the Fund may be limited as compared to other funds due to the Fund's ESG investment screening. Because the Fund does not invest in companies that do not meet its ESG criteria, and the Fund may sell portfolio companies that subsequently violate its screens, the Fund may be riskier than other mutual funds that invest in a broader array of securities.

Distribution Detail
Ex-Date Record Date Payable Date Amount
00/00/2021 00/00/2021 00/00/2021 0.000000
Top 10 Holdings
% Of Net Assets Name Ticker CUSIP Shares Held Market Value
8.12% JPM EQTY P-INC JEPI 46641Q332 1,920 116,544.00
6.77% VANECK J. P. MOR EMLC 92189H300 3,378 97,083.72
6.17% VANGUARD FTSE ALL WO X-US VSS 922042718 684 88,571.16
5.87% ISHARES MSCI USA SMLF 46434V290 1,590 84,174.60
5.83% ISHR 5-10Y IN GR IGIB 464288638 1,446 83,636.64
5.65% VANGUARD VALUE ETF VTV 922908744 558 81,021.60
5.51% VANGUARD U.S. QUALITY FAC VFQY 921935706 684 79,029.36
5.05% SCHWAB U.S. TIPS ETF SCHP 808524870 1,188 72,491.76
4.66% P/S S&P TECH DVD TDV 74347G606 1,080 66,873.60
4.61% ISHARES LONG-TERM CORPORA IGLB 464289511 996 66,144.36

Data as of 01/20/2022. Holdings are subject to change.

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